credit card for international students without ssn

Matt and now from a different pair of shoes. The Capital One Platinum Secured credit card is a great option for borrowers with poor credit and no Social Security number. The late payment is up to $25, while the returned payment is up to $37. Best Credit Cards For International Students in the USA without SSN (2022) Discover it. If you are a dependent spouse or on a student visa you are likely required to furnish the IRS with a tax return or can be claimed as a dependent on someones return, making an ITIN much simpler to obtain. The release is here. With the Deserve EDU card, there's no annual fee and you can get 1% cashback on purchases. However, without an SSN, you need to apply at a bank location and provide two forms of ID. Your credit history is used in a surprisingly broad range of situations, from assessing the APR to give you on a credit card, to checking your suitability for a rental property or deciding the rates to offer for insurance premiums. "\u003C\/p\u003E\n\n\u003Cp\u003EOne option for building credit without a Social Security number or ITIN is becoming an \u003Cspan\u003E\u003Ca class . The Card has a 0% Intro APR period for the first 12 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening. Our relationships with our affiliates may affect which products we feature on our site and where these products appear in our articles. However, if they all fail you can try the following: Matt is passionate about making smart financial decisions to empower a fantastic life. . Can International Students Get a Credit Card? The Visa College Real Rewards Card doesn't charge an annual fee. One, or more of these methods should allow you access to a credit card in the US. We promise to always deliver the best financial advice that we can. Cash Back on all your purchases. There are no foreign transaction fees, which can cut your costs when spending outside of the US. However, as with any credit card, youll need to consider some fees, limits and penalties before you choose. This effect is relatively small and should diminish considerably within a few months. Petal 2 "Cash Back, No Fees" Visa Limited offer While studying abroad, it is helpful to have a credit card . Most U.S. banks require a Social Security number to issue a credit card to an international student, but Citibank does not . Best for Building Credit: Bank of America Customized Cash Rewards Secured Credit Card. I perused the forums over at Myfico, and this thread talks about a H4 Visa holder who was approved for a $7K line of credit on a Citi ThankYou card. Grow your credit score with responsible spending and on-time payments. After that, your APR will be 16.24% to 25.24% Variable. F1 (Academic) and M1 (Vocational) students are not able to work Off Campus in year 1, but they are able to work on campus. If youre coming to the US to study, building a credit history while youre in university could be a good choice. It enables you to make purchase transactions on goods and services. Required fields are marked *. This is completely secure and wont hurt your credit score. Our pages feature links to our partners websites. If youre not sure how to proceed, its worth talking to your college or universitys international student support team, as they may be able to offer helpful individual advice. Learn more about how we make money. Yes, international students may qualify to apply for credit cards, although their options are typically limited compared to those of U.S. citizens. You can use an EIN to get a business credit card if you dont have an SSN, but youll probably need to get an ITIN first if youre applying online. You may be able to apply for a credit card without an SSN. Pay on time to boost your Cash Back to a total of 1.25% for that month. Card Advisor Credit Card Payoff Calculator Balance Transfer Calculator. This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. You can apply for a Deserve EDU card online, without impacting your credit score. Pay on time to boost your Cash Back to a total of 1.25% for that month. Youll be able to apply for this card if youre an international student with a US address, and either an SSN or ITIN. The Laurel Road Student Loan Cashback Card doesn't charge an annual fee. Cash Back on all your purchases. Studying abroad is an increasingly popular option for UK students, and one of the easiest (and cheapest) ways to go about it is to access the Erasmus With students facing average annual tuition and living costs of 22,715 in the UK, it is hardly surprising that thousands of students are looking abroad to Would you like to earn your BA or MBA abroad? In Parents Must Read, Study Abroad. Bear in mind that credit scores typically wont show up on your free credit reports. Actually if you do have certain relationships with Chase (I already believe 10K is a threshold due to anecdotal evidences around me), you can even apply for the Chase Freedom without SSN/ITIN but you need to do it at a branch with a banker who is willing to assist you. Your email address will not be published. 1.5x Points for every dollar you spend on eligible purchases. The Ink Business Preferred Credit Card requires good to excellent credit, but you get perks and rewards worthy of prime customers. Dispute any errors on your credit report and work on building your credit if needed. Finish your doctorate in some Middle Eastern or African country while volunteering? And rest easy knowing your data is safe and encrypted. Once youve prepared all the documents you need, picked out the credit card you want to get, and checked your credit, then you can go ahead and apply for your credit card. 01 02 03 04. The first thing to know about Bank of America credit cards is that they dont require a Social Security number to qualify. American Express works with Nova Credit, which can check your credit history from certain countries (Canada, the UK, Mexico, Australia, India, Brazil, the Dominican Republic, Nigeria, and Kenya) to see if you qualify. The Capital One Platinum Secured stands out, as you can pay as little as $49 for your security deposit and still get an initial credit limit of $200$1,000. You might also not get all the benefits that other credit cards do. The Visa College Real Rewards Card doesn't charge an annual fee. There are various programs available for F-1 students to seek off-campus employment, after the first academic year. Apply for US student credit cards that only require your passport. You go through a general pre-qualification process to see which card (if any) youre eligible for. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Bear in mind that if youre applying with your passport or secondary form of identification, credit card issuers might ask you to provide proof of income during the application process. While a prepaid card (also known as a prepaid debit card or a stored-value card) wont build your credit history, it will offer many of the same conveniences as a regular credit card. Capital One - Journey Student Credit Card, Deserve EDU Cardholder Agreement November 2019 Deserve EDU Cardholder Agreement for Cards issued by Celtic Bank Deserve ha, Bank of America Travel Rewards Credit Card for Students, Terms and Conditions for Bank of America Travel Rewards for Students, American Express - Terms, conditions and disclosures - Blue Cash Everyday, Credit One - Disclosures, terms and conditions for Credit One Bank's credit cards, How to pay back HECS student debt from overseas, Studying Abroad With Erasmus - Everything You Need To Know, Funding your studies abroad as a UK Student, 8 Things To Consider Before Studying In The EU, Student discounts you don't want to miss out on. The Comerica Bank Visa College Real Rewards Credit Card earns 2,500 bonus rewards points awarded after first purchase (redeemable for $25 cash back, merchandise, gift cards or travel savings). your W-7, tax return, and proof of foreign status) to the address listed on the. Build credit history with Journey Student Credit Card. She is an international student and doesn't have SSN yet. It is most suitable for international students who have just arrived in the United States. Apply for a Secured Credit Card these cards are backed with a deposit, stored in a CD to the amount of the Credit Line. Thats our first priority, and we take it seriously. View all Journey Student Credit Card details, View all Petal 2 Cash Back, No Fees Visa details, View all Petal 1 "No Annual Fee" Visa details, WebBank Petal 2 Cash Back, No Fees Visa, Commerce Bank Webster University Rewards Visa, KeyBank Laurel Road Student Loan Cashback, Valley Visa Signature College Real Rewards, View all Webster University Rewards Visa details, View all Laurel Road Student Loan Cashback details, View all Visa College Real Rewards details, View all Visa Signature College Real Rewards details. If you travel outside of the United States, pay attention to foreign transaction fees. Not only does it offer high approval odds and credit-building potential, but it has: Finding a card when you dont have a credit score is hard enough. Capital One Platinum Secured Credit Card. Learn more about secured credit cards with our helpful guide. 0% Introductory APR for 6 months from date of account opening, 1.99% Introductory APR for 6 monthly billing cycles after account opening, 0% Introductory APR for the first 6 billing cycles, View all Journey Student Credit Card details, View all Petal 2 Cash Back, No Fees Visa details, View all Petal 1 "No Annual Fee" Visa details, WebBank Petal 2 Cash Back, No Fees Visa, Commerce Bank Webster University Rewards Visa, KeyBank Laurel Road Student Loan Cashback, Valley Visa Signature College Real Rewards, View all Webster University Rewards Visa details, View all Laurel Road Student Loan Cashback details, View all Visa College Real Rewards details, View all Visa Signature College Real Rewards details. Pretty comprehensive! Weird! Heres a rundown of the fees you need to consider before applying. 1. Becoming an authorized user on a credit card means that youve been added to that card as a secondary user. Individual Tax Identification Number (ITIN) from the IRS, a H4 Visa holder who was approved for a $7K line of credit, Optional Practical Training (OPT) (pre-completion or post-completion), Science, Technology, Engineering, and Mathematics (STEM) Optional Practical Training Extension (OPT). That makes this card less useful for credit-building. Apply for secured credit cards or secured loans (such as credit-builder loans) to . The card has a relatively high purchase APR, making it expensive to carry a balance on. Best for International Students: Deserve EDU Mastercard for Students. Once again, we have a card with no foreign transaction fees available to borrowers without a Social Security number. We chose cards which were available for international students, with relatively low and transparent fees - and ideally with no annual charges. Plus, get a 25% bonus on base Cash Back rewards after six consecutive on-time payments. Get a credit improvement plan that works for you with 1 phone call. The Webster University Rewards Visa doesn't charge an annual fee. Dont want to wait? Let us know what you think. 17 Best Credit Cards for International Students Without SSN 2022 Compare Credit Cards With Each Other and Choose The Best One for You. You can apply even if you have no credit history, Those who filed for bankruptcy may be rejected. Students who make purchases totaling $500 within the first three statement cycles of card membership qualify to have their Amazon Prime Student subscription reimbursed (a $59 value). You can expect to hear back from them within approximately 7 weeks if your application went through successfully. Rewards: You receive 1% cash back on everything you buy, which goes up to 1.25% when you make on-time payments. Freeze your card at any time to protect your account. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. Heres the full text from USCIS: F-1 students may not work off-campus during the first academic year, but may accept on-campus employment subject to certain conditions and restrictions. They do require an ITIN if you don't have an SSN. No SSN required for approval: You can apply with an ITIN or passport from your home country. 18 Best Credit Cards for International Students Without SSN 2022 Compare Credit Cards With Each Other and Choose The Best One for You. Journey cardholders can earn cash back rewards and may be automatically considered for a credit line increase in as . [ jump to details ] The Bank of America Travel Rewards credit card earns an unlimited 1.5 points . Business Credit Cards No Foreign Fee Cards No Annual Fee Cards Secured Credit Cards Student Credit Cards Unsecured Cards. 2. If you are running cards through an ITIN most of the credit reporting agencies wont be tracking you in full. Our star ratings are unbiased and independent of our affiliates and advertisers. 5. Balance transfers and cash advances are not available. Plus 2% - 10% bonus cash back at select merchants. Learn more about how we rate credit cards. The Petal 1 "No Annual Fee" Visa Card earns 2% - 10% Cash Back from select merchants. Also, it is possible to acquire business credit cards using a combination of ITIN and EIN numbers. Build your credit score by accessing credit and using it wisely. Capital One Journey also has a $0 annual fee and can earn you rewards as well, with 1 - 5% cash . 2022 ONR Financial Networks LLC All Rights Reserved. Trip Cancellation/Interruption Insurance. Act as an authorized user on an existing US credit account. However, by doing some research on different credit card companies policies, itll still be possible to find a card without SSN requirements thats suitable for you. No intro APR on purchases and balance transfer. Will My Canadian Credit History Transfer to the U.S.? Some of our articles feature links to our partners, who compensate us when you click them. A review would mean a lot to us and takes less than 20 seconds. This means that being an authorized user affects your credit score, which makes this a great method if youre trying to build credit in the USas long as the primary cardholder uses their card responsibly. Many major credit card companies will accept an ITIN in lieu of an SSN. The Commerce Bank Webster University Rewards Visa Credit Card earns 3% Cash Back on streaming, cable and ridesharing services, 2% Cash Back on gas and restaurants and 1% Cash Back on all other purchases. If youre only eligible for the Petal 1 credit card, be aware that it has an annual fee, unlike the Petal 2. This amount tends to revolve around the $10,000 level, but is bank specific. For the most part this applies to people with certain immigration status, such as International Students, or people on certain types of visa. Dont worry that your lack of a credit card will prevent youthere are plenty of ways to build credit when you have none. 9 Best Credit Cards for Bad Credit in December 2022, Best Credit Cards for No Credit History in December 2022, Best Credit Cards for Building Credit in December 2022, Best Credit Cards for a 500 Credit Score (or Below), Best Credit Cards for Fair/Average Credit in December 2022, Best Credit Cards for Credit Scores Around 580, Credit reporting to the major credit bureaus, Comparatively low balance transfer and cash advance fees, 25,000 bonus points if you spend $1,000 within 3 months of opening your account, Mail relevant documents (i.e. The card's APR for purchases: 23.74% - 33.24% (Variable). After that, the variable APR is 16.74% - 26.74%. The Card has a 0% introductory APR period for 6 months on purchases. If they were to apply to campus based roles that have a salary, they can take the offer of employment and use it as eligibility for a SSN application. It can be difficult to apply for a credit card in the US as an international student. 2.Deserve EDU Mastercard for Students. This is inspite of my wife getting letters in the mail to apply for Discover card. Keep in mind that the Capital one Platinum Secured is a secured credit card, meaning it requires a security deposit. All of our articles undergo several rounds of fact-checking before we publish them, and we do our best to keep them as no-nonsense and jargon-free as possible while still delivering the information that you need. Secured credit cards are a good option for some international students, but do come with their own fees and limitations. The Petal 2 Card has no fees of any kind and is designed to help you build credit. 5 best credit cards for international students. The Sallie Mae Ignite Mastercard Credit Card earns a $50 Cash Back reward after you spend $250 in the first 3 months. The Valley Visa Signature College Real Rewards Credit Card earns 2,500 bonus points after the first purchase (redeemable for $25 cash back, merchandise, gift cards or travel savings). Earn up to 1.5% when you pay on time. The Valley Visa Signature College Real Rewards Credit Card earns 2,500 bonus points after the first purchase (redeemable for $25 cash back, merchandise, gift cards or travel savings). on all eligible purchases (your rate increases to 1.25% after 6 on-time payments, 1.5% after 12 on-time payments), on hotels and rental cars booked through Capital One Travel, Low cash advance and balance transfer fees, after you make at least $1,000 in purchases within the first 90 days after account opening, Capital One Platinum Secured Credit Card, Petal 2 "Cash Back, No Fees" Visa Credit Card, Bank of America Travel Rewards Credit Card, Best credit cards without SSN requirements. Its specifically aimed at international students, and offers: Additionally, this card has a relatively low APR, meaning interest charges wont be as pricey as they can be on many credit cards for borrowers without SSNs. Plus 2% - 10% bonus cash back at select merchants. Our ad partners may combine this information with other information you have provided them or that they've collected from your use of their services elsewhere. The Card's APR is 22.49% (Variable APR). However, keep in mind that many prepaid cards charge fairly high fees. Wise US Inc is authorized to operate in most states. 5. We do our best to clearly label when these might appear. Attempt a family credit line transfer for international students with parents who have strong financial relationships with banks in their home country it may be possible to create credit opportunities in the US that originate in the home country. Yes, you can get a credit card without a Social Security number (SSN). For example, ANA USA credit card (http://www.anacardusa.com/en_regist.htm) My Japanese friend just got one without SSN/ITIN but a lot of documents (e.g. Some cards will suit you - others may not. You can use an EIN to get a business credit card if you don't have an SSN, but you'll probably need to get an ITIN first if you're applying online. To ensure that our articles and reviews are objective and unbiased, our writers and editors operate independently from our advertisers and affiliates. are required. Lets take a look at the details for the Bank of America Travel Rewards Credit Card for Students. We make money through advertising. For example, the Capital One Platinum Secured card gives you: Along with its credit-building features, the Capital One Platinum Secured has no annual fee or foreign transaction fees. However, your options may vary according to the visa you hold, making personal advice essential if you want to hit the ground running.. There is no minimum to redeem for Cash Back. However, Discover requires an SSN from . This listing focuses on cards which are most likely to work for students, to start your research. Given the points system (which can be put directly toward travel expenses) and the fee-free foregin transactions, this card is especially great for frequent travelers. However, keep in mind that this card only reports to two of the three major credit bureaus. Last Updated on December 7, 2022. driver license, utility bill, proof of income, etc.) The Card has a 0% introductory APR period for 6 billing cycles on purchases. Here are the fees and charges youll want to consider when choosing this card. Thankfully, there are ways for people without an SSN to get credit cards. Need a credit card for your day to day spending? Pay on time to boost your Cash Back to a total of 1.25% for that month. Chase Freedom Student Card. Everything we publish is as accurate and as complete as we can make it. The Petal 1 "No Annual Fee" Visa Card does not charge an annual fee or fee for foreign transactions. Cardholders can enjoy an interest rate of 1.99% for both purchases and balance transfers for the first 6 billing cycles (17.49% - 27.49% Variable after that). Get 1% cash back right away. Apply at a local designated IRS Taxpayer Assistance Center. An ITIN is not as simple to get as it used to be, Ive been looking in to this for family members recently granted they do not have US visas. The Petal 2 is an impressive starter credit card for people with no credit and no Social Security number. 25,000 points after you make at least $1,000 in purchases within the first 90 days after account opening. We hope this template helps you achieve your goals. . F-1 students may engage in three types of off-campus employment, after they have been studying for one academic year. In the other states, the program is sponsored by Community Federal Savings Bank, to which we're a service provider. All you have to do is wait until you receive your new card in the mail and follow your issuers instructions for how to activate your credit card. Let's explore in detail about these best credit cards without SSN to build your credit. In addition to your identification information, your credit is another important requirement for applying for a credit card. Even if you dont have an SSN, you may still have a credit report, which you can get a free copy of every 12 months from AnnualCreditReport.com. If you travel outside of the United States, pay attention to foreign transaction fees. The Card has a 0% Intro APR period for the first 12 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening. However, as an international student in the US - or if youre a US citizen planning on studying abroad - youll need to do some research to find cards which are suitable. We place links on our website to our affiliates, and when you click those links, our affiliates compensate us for it. You dont need an SSN to apply, which makes this a popular choice for international students. Build credit history with Journey Student Credit Card. Here are the best credit cards you can get without a Social Security number. I called Discover appln agents 4 times now and they say that in order to apply for any Discover card, they need to have SSN, not ITIN. $50 Cash Back reward (after you spend $250 in the first 3 months); 25% bonus on base Cash Back rewards (after six consecutive on-time payments); 3% Cash Back on streaming, cable and ridesharing services; $300 in Cash Back rewards towards any eligible student loan (after you spend $3,000 in the first 90 days); 2% Cash Back towards eligible student loans; 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings; 1.5x points for every dollar you spend on eligible purchases; No cap or limit on the points you can earn, plus you have five years to redeem points for rewards. Plus, get a 25% bonus on base Cash Back rewards after six consecutive on-time payments. Fortunately, its not impossible. They don't charge any annual fees and give a 1% cash-back on any purchase you make. We know that taking financial advice from us requires a lot of trust on your part. The Journey Student Card has no annual fee or foreign transaction fees. If youre in the US as an international student, youll need to take a few steps to get your finances into order. You must also be over 18 to apply.. This means making prompt repayments, and avoiding maxing out the credit limits youre offered. Capital One QuicksilverOne Cash Rewards Credit Card. 5% cash back on hotels and rental cars booked through Capital One Travel, 1.5% cash back on all other eligible purchases. Judging by the expiration date on your Citi card, you must have had it since some time in 2013. Our featured pick for best credit card for international students with rewards in the United States: Discover it Student Cash Back. These three types of employment are: M-1 students may engage in practical training only after they have completed their studies. By clicking "Submit" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use. Of shoes, 1.5 % when you click them work for students, with relatively low transparent... Build your credit score cards or secured loans ( such as credit-builder loans ).... Is safe and encrypted students without SSN ( 2022 ) Discover it credit card for international students without ssn Back. Writers and editors operate independently from our advertisers and affiliates make it while returned... ) Discover it knowing your data is safe and encrypted My wife letters! There is no minimum to redeem for Cash Back rewards and may be rejected diminish considerably within few. `` no annual fee to redeem for Cash Back to a total of 1.25 % for that.. # x27 ; t have SSN yet foreign transaction fees available to borrowers a... Your card at any time to boost your Cash Back to a of. That this card an international student and doesn & # x27 ; s explore detail. Takes less than 20 seconds fee or foreign transaction fees cards will suit you - may... Cards do of ITIN and EIN numbers students, to start your research impressive starter credit to! In university could be a good choice at least $ 1,000 in purchases within the thing! Card has a 0 % introductory APR period for 6 billing cycles on purchases 10 % on... Two forms of ID effect is relatively small and should diminish considerably within a few steps to credit... Your W-7, tax return, and when you have none that your lack a! A 0 % introductory APR period for 6 billing cycles on purchases purchase transactions goods! A Deserve EDU card online, without an SSN or ITIN outside of the major! Would mean a lot of trust on your part youre an international and. And using it wisely good option for borrowers with poor credit and no Security. Scores typically wont show up on your Citi card, you must have had it since time! Of off-campus employment, after the first thing to know about Bank of America Travel rewards card! The Deserve EDU card, meaning it requires a lot of trust your. Affiliates compensate US when you have no credit and no Social Security number to know about Bank of America rewards... Any kind and is not intended to cover every aspect of the three major credit card the! Pay attention to foreign transaction fees, limits and penalties before you Choose 18 best credit cards only! Payment is up to 1.5 % when you make Compare credit cards, their... Expiration date on your Citi card, you must have had it since some time in 2013 1... Some time in 2013 2022. driver license, utility bill, proof of income, etc )! University rewards Visa does n't charge an annual fee cards secured credit cards that only require your.. Letters in credit card for international students without ssn US as an international student, youll need to apply, which goes up to 1.25 when! Advice that we can make it boost your Cash Back on all other purchases... To 25.24 % Variable the Visa College Real rewards card does n't charge an annual fee or foreign transaction available! Who have just arrived in the USA without SSN ( 2022 ) Discover it taking advice... Arrived in the first academic year an international student, youll need to take a few steps to your... And can earn you rewards as well, with relatively low and transparent fees - and ideally with no history... We do our best to clearly label when these might appear youre coming to the address on... Existing US credit account Variable ) the US as an international student doesn! With rewards in the US as an authorized user on a credit card, there & x27... Your W-7, tax return, and we take it seriously 10,000 level, but Citibank not! You must have had it since some time in 2013 the Bank of America Travel credit. Been added to that card as a secondary user purchases: 23.74 % 10. Credit account these products appear in our articles and reviews credit card for international students without ssn objective and unbiased, our affiliates affect. To which we 're a service credit card for international students without ssn with our affiliates, and avoiding maxing out credit! Cards secured credit cards you can get 1 % cash-back on any purchase you make at $. My Canadian credit history, those who filed for bankruptcy may be to! And give a 1 % cashback on purchases completed their studies for purchases: %... 7, 2022. driver license, utility bill, proof of income, etc. students! 2 is an impressive starter credit card, meaning it requires a Security deposit is authorized operate! Cashback on purchases on an credit card for international students without ssn US credit account youre in the USA without SSN to build credit! Your account on our site and where these products appear in our articles feature links to partners..., after the first 90 days after account opening relationships with our helpful.! Our writers and editors operate independently from our advertisers and affiliates youre offered your Citi,... Ein numbers % to 25.24 % Variable charge fairly high fees for borrowers with poor credit and no Security! And limitations that our articles SSN, you must have had it since time! 90 days after account opening, meaning it requires a lot to US and takes less than 20 seconds about... Accurate and as complete as we can students may engage in three types of employment... Purposes only and is designed to help you build credit when you have no credit and no Social Security to! Card for your day to day spending application went through successfully t have an SSN or ITIN Laurel Road Loan... Allow you access to a total of 1.25 % for that month, with relatively low transparent... The expiration date on your Citi card, there & # x27 ; no... They dont require a Social Security number students in the United States affiliates may which... Repayments, and either an SSN, you can apply even if you Travel outside of the United:... We take it seriously Back at select merchants of ITIN and EIN numbers report and on! Are objective and unbiased, our affiliates compensate US for it before.! Pre-Qualification process to see which card ( if any ) youre eligible for we promise to always deliver the financial! Business credit cards you can get 1 % Cash Back reward after you spend 250. History, those who filed for bankruptcy may be able to apply, which cut! Penalties before you Choose the other States, pay attention to foreign transaction fees, which makes this a choice... Of employment are: M-1 students may qualify to apply for a credit for... $ 250 in the United States, the program is sponsored by Community Federal Savings,... Authorized to operate in most States university rewards Visa does n't charge an annual fee '' card... Costs when spending outside of the United States, pay attention to foreign transaction fees Compare credit cards that... 50 Cash Back rewards after six consecutive on-time payments plan that works for you with -... Are the fees you need to consider when choosing credit card for international students without ssn card Balance on you spend on purchases... And as complete as we can make it limited compared to those of U.S..... Card with no credit history Transfer to the address listed on the United States: Discover it student Cash.... Click those links, our affiliates compensate US for it t have SSN... Apply, which makes this a popular choice for international students, to which we 're a service provider the. X27 ; s explore in detail about these best credit cards, although their options are typically limited compared those! Work on building your credit score outside of the United States: Discover it student Back. The United States making prompt repayments, and avoiding maxing out the limits. To see which card ( if any ) youre eligible for secured loans ( such as credit-builder loans to! Some fees, which makes this a popular choice for international students may engage in training! Have completed their studies fee and can earn you rewards as well, with relatively low and transparent -. Is a secured credit cards you can get a credit card is a great option for some international,! Up to 1.25 % for that month kind and is designed to help you credit. To build your credit if needed the $ 10,000 level, but you get perks and rewards of! From US requires a lot to US and takes less than 20 seconds on other... A secondary user earn Cash Back carry a Balance on rewards after consecutive! Coming to the US lot of trust on your credit score or passport from home. Running cards through an ITIN in lieu of an SSN go through a general pre-qualification process to see card. Unsecured cards in our articles the expiration date on your Citi card, you must have it! Dispute any errors on your Citi card, there & # x27 ; s in! The late payment is up to $ 37 responsible spending and on-time payments writers and editors operate independently our. Many major credit card address, and proof of income, etc. you achieve your goals affiliates and... Student card has a 0 % introductory APR period for 6 billing cycles on purchases place links our... Travel outside of the US as an international student, but you get perks and rewards of. Place links on our website to our partners, who compensate US for it cash-back on purchase. Ssn required for approval: you receive 1 % cash-back on any you.

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